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Business Insurance
Every business is different and at Mercia Insurance we can tailor your insurance policy to meet your individual requirements.
A commercial combined policy is flexible and can include the various sections of cover your business needs.
Shops / Offices / Surgeries
Cover is usually arranged on a package basis. Material damage, business interruption, money , Liability and Goods in Transit are all automatically included.
Some additional covers can be added to meet specific needs for example Loss of Licence
Property Owners
A specific property owners package policy is available for those who own property both personal and commercial.
The policy will cover the buildings together loss of rent as well as the liability arising from the ownership of the property
Professional Indemnity
If you as an individual or as a business provide advice for a fee you should consider covering against claims for financial loss incurred by a customer as a result of your advice.
Such cover is there to defend potentially costly actions by third parties where you have not been negligent
Liability Insurance
Employer Liability This cover provides cover for your business if any of your employees are injured during the course of the business.
Public Liability This cover provides business with protection against its legal liability to pay compensation to a third party for injury or damage to their property.
Motor Fleet and Motor Trade
It is a legal requirement to insure vehicles on the road.
If a business is operating several vehicles a fleet policy can be arranged. Many insurers now provide a ‘mini fleet’ policy starting with 3 vehicles.
Personal Insurance
There are so many options out there. Comparison websites and offers being made from retailers and other financial institutions. Can you be sure you are getting the right cover for you?
Find out how we can help with your insurance
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When starting up in business I wasn’t sure where to look for business insurance. Steve very helpfully came to see me to talk through the options available and essential cover that was needed.
Neil Batchelor
BatchHeader LtdI found Steve’s approach to insurance very refreshing. Not only did he explain the insurance cover needed for my business but also showed me that, should the need arise to call on the policy, support will always be available. I would not hesitate to recommend Steve to my local business contacts.
