Mind The Gap

The thought of having your vehicle stolen is simply terrible, but most of us live under the presumption that fortunately, it is not something that we will ever have to experience. Many of our clients tell us on a daily basis how “it will never happen” to them, but in reality, one day it could. For me, it did. I never expected to leave the gym on a Saturday afternoon to find my car gone. I promptly contacted my motor […]


**PLEASE HELP ZOË’S PLACE AND CAST YOUR VOTE** Aviva Community Fund offer funding for Community/Charity projects on a yearly basis in the UK. This year, Zoë’s Place Baby Hospice Coventry have submitted a project with the help and support from Steve Sawrey, MD of Mercia Insurance Coventry to help fund “The Hive.” The new room has been built to offer a variety of services, such as; counselling, one to one sessions with families, therapy, and sibling support along with many […]

From 1st April 2018 (EPC) is a legal requirement – Call us today

From 1st April 2018 it is a legal requirement to have an Energy Performance Certificate (EPC) for all new rentals on or after that date. Existing properties will be required to have an EPC within 2 years or when there is a new rental agreement in place, whichever is the sooner. The minimum rating for all let properties is to be ’E.’ Fines can be imposed on those who do not meet these new requirements. Mercia Insurance Brokers have teamed […]

Parents, check these five breakdown causes this Summer.

Parents – don’t head off in your car this summer without checking these five most common breakdown causes   • The average person plans on driving 740 miles this summer, however 73 per cent and 76 per cent, respectively, don’t check their breakdown or car insurance policies before heading off¹ • AXA reveals that motorists are more likely to breakdown due to their cars overheating (50 per cent), gear box issues (31 per cent) and clutch issues (13 per cent) […]

Keeping on top of ransomware attacks

  Keeping on top of ransomware attacks   Following the extensive coverage on cyber attacks in the news over the last few days, Matt Webb, Group Head of Cyber at Hiscox comments on the WannaCry ransomware: “We have seen a rise in ransomware attacks over the last 24 months. Generally these incidents are resolved fairly quickly; for example if the insured has good IT hygiene they can simply restore from back-ups. They are normally small, but Friday’s incident exploits a […]

Personal Injuries Compensation – Are you aware of the changes?

Discount Rate Change Factsheet   On Monday 27 February 2017 the Lord Chancellor, Liz Truss, made an important announcement in respect of the Discount Rate, which is used as part of the calculation to determine the amount of compensation to be paid to seriously injured individuals. The significant change to the Discount Rate is one which affects the insurance industry as a whole, as well as you, the customer, and claimants. This factsheet outlines what the recently announced amendments to […]

How ready is your business insurance on cyber threats?

How ready is your business insurance on cyber threats? One of the most true sayings of all time is “prevention is better than cure”The word Cyber Threats in the new digital age of e-commerce and the connected business, has a more telling reality. Strong defense against cyber hackers and a strong process for eliminating careless or unlawful behaviour internally are now key Critical to business continuity and consumer trust. Without investment in prevention, detection and training, firms leave themselves exposed […]

Further rise in Insurance Premium Tax

In The Autumn Statement The Chancellor has announced that the rate of Insurance Premium Tax is to rise again. From 1st June 2017 the rate will increase to 12%. This is double the rate of 6% that applied up to November 2015 when it increased to 9.5% with a further increase to 10% in October this year. PwC predict this rise will cost around £25 extra on the average cost of motor insurance alone. The increase will hit consumers and […]

A New World Order?

As Appointed Representatives of Corrigans, Mercia Insurance Brokers can introduce clients to their Financial Services Division. Below is an article from Frank Corrigan with his take on the impact of the recent Presidential Election. If you would to know more about the services they can offer then please call 024 7623 7600 or email to insurance@merciainsurance.co.uk America has shown that it is not immune to reactionary politics in making their latest choice of President. Widespread disillusionment at the gulf between […]

Insurance Premium Tax rises to 10%

From 1st October 2016 the rate of Insurance Premium Tax has increased to 10%. Policies incepted or renewed after that date will attract tax at the new rate. On 1st November 2015 the rate increased from 6% to 9.5% For those with policies due for renewal in October will see the rate increase in one hit from 6% to 10% The Government announced this move in The Budget in the Spring. The increase is designed to help  fund for more […]