Employers Liability Insurance
This cover is compulsory if you are employing staff. It provides cover for your business if any of your employees are injured during the course of the business and they establish that the business is responsible.
Public and Products Liability Insurance
This cover provides the business with protection against its legal liability to pay compensation to a third party for injury or damage to their property as a result of a negligent act by the business.
Some businesses require extensions to the standard cover. An example would be an alarm company which requires inefficacy cover or a cleaning company that should have cover for damage to property in the process of being cleaned